Georgetown Homes under $400,000

Georgetown Homes under $400,000

Welcome to Georgetown, South Carolina – a charming coastal gem that beautifully marries rich history with modern living. Nestled along the scenic Waccamaw River and just a stone's throw from the Atlantic Ocean, Georgetown boasts a picturesque waterfront, historic architecture, and a vibrant downtown area filled with unique shops, delightful eateries, and art galleries. Known for its warm Southern hospitality, this city offers a relaxed lifestyle amidst stunning natural beauty.

For those seeking an affordable slice of this enchanting locale, Georgetown features a variety of homes priced under $400,000. Whether you're a first-time homebuyer, looking to downsize, or searching for a vacation retreat, you'll find an impressive selection of properties that cater to diverse tastes and preferences. From cozy bungalows and charming cottages to modern townhomes and spacious family residences, there’s something for everyone in this welcoming community.

Georgetown is not just about beautiful homes; it’s also about a lifestyle. Residents enjoy access to pristine beaches, lush parks, and an array of outdoor activities, including fishing, boating, and hiking. The area is rich in cultural experiences, with events and festivals that celebrate the region's heritage and community spirit.

With its affordable housing options and a lifestyle that embraces both relaxation and adventure, Georgetown, SC, is an ideal place to call home. Come explore the possibilities and discover why so many are drawn to this idyllic Southern town!

Newest Georgetown Homes under $400,000

513 Antebellum Ln., Georgetown
$376,900
3 Beds ⋅ 2 Baths ⋅ 2624309 MLS
Single story living in one of Georgetown’s most popular neighborhoods, Harbor Club on Winyah Bay! Three bedrooms, two full bathrooms, a two-car garage, a dedicated laundry room, and plentiful closet space throughout the home. Stainless kitchen appliances, beautiful granite countertops, natural gas range, and lots of kitchen storage. There are water views of Winyah Bay throughout this neighborhood, and you can even see the conditions on Winyah Bay from your front porch! From the back deck or screened porch, enjoy views of a community pond. The back yard is already fully fenced for your convenience. Other great features of this home: Open concept and split bedroom plan, natural gas, tankless water heater, smart home features, location on a cul de sac. Harbor Club is an active lifestyle, waterfront community featuring a 460 foot long fishing and recreation pier extending into Winyah Bay, a community boat ramp, a boat/RV storage yard, a beautiful reflecting pond with a covered sitting area, a waterfront community clubhouse for gatherings and cookouts. The meandering streets and sidewalks of this community and the surrounding Maryville section of Georgetown offer terrific walking, biking, and golf cart opportunities. If you enjoy fishing, boating or just being outside, check out Harbor Club. Georgetown offers shopping, fine dining, premier beach access, top-rated golf, fascinating history, Access to the Atlantic Ocean and five unique rivers. You are just a short drive to historic downtown Georgetown, restaurants, shopping, marinas and the beaches of Pawleys Island. Don't miss the unbranded 360 virtual tour, floor plan, and 3D model.

513 Antebellum Ln., Georgetown

Listing courtesy of Listing Agent: Robert Slick () from Listing Office: Beach and River Homes.

512 Nowell St., Georgetown
$269,000
2 Beds ⋅ 2 Baths ⋅ 2623840 MLS
Big charm, smart design, and beautifully updated cottage living in the heart of Georgetown! Welcome to 512 Nowell St, a beautifully remodeled 1950s cottage offering approximately 963 square feet that has been thoughtfully reimagined from its original 2-bedroom, 1-bath layout into a 2-bedroom, 2-full-bath home filled with character and clever use of space. The layout was designed with flexibility in mind. One bedroom features its own private full bath and separate exterior entrance, while the second full bath is conveniently located off the hallway. With separate access available, the home offers a unique level of flexibility for shared living, ideal for roommates, college students, traveling professionals, or anyone who simply appreciates a little extra independence and privacy under one roof. And the updates don't stop with the floor plan. You'll find brand-new windows throughout the home and workshop, custom blinds, a gas tankless water heater, and beautiful finishing touches that give this cottage a fresh, welcoming feel while keeping its original charm. The location adds another layer of convenience, with Tidelands Georgetown Memorial Hospital within walking distance, making this an especially appealing option for healthcare professionals, or anyone who loves being close to the heart of Georgetown. Whether you're looking for a charming primary residence, a smart roommate-friendly layout, or simply a smaller home that makes excellent use of every inch, 512 Nowell St proves you don't need a huge house to live beautifully. Professional photography coming soon, there's even more to see!

512 Nowell St., Georgetown

Listing courtesy of Listing Agent: Russelling the Beach Team () from Listing Office: INNOVATE Real Estate.

25 Bennington Ct, Georgetown
$269,018
3 Beds ⋅ 2 Baths ⋅ 2623773 MLS
Kingsbury is proud to offer a new Drawbridge plan. You will enjoy 3 bedrooms and 2 baths on the main level, a light and bright kitchen, dining area and living room that incorporates an open design. Efficient stainless steel appliances, ample cabinets and Granite countertops make cooking in your new home enjoyable. Your primary suite includes a shower, double vanity and walk-in closet. Other features and of this home include a covered porch, grilling patio, painted and trimmed 2-car garage featuring a steel-reinforced garage door with LiftMaster™ MyQ® enabled garage door opener, additional storage closet and Ion Gray Smart Thermostat. Kingsbury is located just 3 miles from the waterfront in Georgetown, where you can enjoy amazing food at some of the best local restaurants. Building lifestyles for over 40 years, we remain the premier home builder along the Grand Strand. We’re proud to be the 2021, 2022, 2023, and 2024 winners of both WMBF News’ and The Sun News Best Home Builder awards, and the 2025 winner of The Sun News Best Home Builder. 2023, 2024, 2025, & 2026 winners of the Myrtle Beach Herald's Best Residential Real Estate Developer award, and 2024, 2025, & 2026 winners of The Horry Independent’s Best Residential Real Estate Developer and Best New Home Builder award. We began and remain in the Grand Strand, and we want you to experience the local pride we build today and every day in Horry and Georgetown Counties. Take comfort in one of our newly constructed homes that has a reputation for quality and value. Whether you are a first-time home buyer or looking for your next home, we are excited to welcome you home in Kingsbury! *Photos, colors, and layouts are for illustration purposes only and can vary from home to home*

25 Bennington Ct, Georgetown

Listing courtesy of Listing Agent: Caleb Coblentz () from Listing Office: The Beverly Group.

15 Bennington Ct, Georgetown
$317,841
4 Beds ⋅ 3 Baths ⋅ 2623613 MLS
Kingsbury is proud to offer a new Oak II w/ Bonus Room plan. You will enjoy 3 bedrooms and 2 baths on the main level, a bonus room with full bath over the garage, a light and bright kitchen, dining area and living room that incorporates an open design. Efficient stainless steel appliances, ample cabinets and Granite countertops make cooking in your new home enjoyable. Your primary suite includes a shower, double vanity and walk-in closet. Other features and of this home include a covered porch, grilling patio, painted and trimmed 2-car garage featuring a steel-reinforced garage door with LiftMaster™ MyQ® enabled garage door opener, additional storage closet and Ion Gray Smart Thermostat. Kingsbury is located just 3 miles from the waterfront in Georgetown, where you can enjoy amazing food at some of the best local restaurants. Building lifestyles for over 40 years, we remain the premier home builder along the Grand Strand. We’re proud to be the 2021, 2022, 2023, and 2024 winners of both WMBF News’ and The Sun News Best Home Builder awards, and the 2025 winner of The Sun News Best Home Builder. 2023, 2024, 2025, & 2026 winners of the Myrtle Beach Herald's Best Residential Real Estate Developer award, and 2024, 2025, & 2026 winners of The Horry Independent’s Best Residential Real Estate Developer and Best New Home Builder award. We began and remain in the Grand Strand, and we want you to experience the local pride we build today and every day in Horry and Georgetown Counties. Take comfort in one of our newly constructed homes that has a reputation for quality and value. Whether you are a first-time home buyer or looking for your next home, we are excited to welcome you home in Kingsbury! *Photos, colors, and layouts are for illustration purposes only and can vary from home to home*

15 Bennington Ct, Georgetown

Listing courtesy of Listing Agent: Caleb Coblentz () from Listing Office: The Beverly Group.

35 Bennington Ct, Georgetown
$313,912
3 Beds ⋅ 2 Baths ⋅ 2623608 MLS
Kingsbury is proud to offer a new Oak II 3 Car. This open plan features 3 bedrooms, 2 full baths and a 3 car garage! Stainless appliances, granite counters and ample cabinets combine to give you the wow factor you're looking for. The glass door in the dining room leads to a large covered rear porch and additional patio, with a fully-sodded backyard. Building lifestyles for over 40 years, we remain the premier home builder along the Grand Strand. We’re proud to be the 2021, 2022, 2023, and 2024 winners of both WMBF News’ and The Sun News Best Home Builder awards, and the 2025 winner of The Sun News Best Home Builder. 2023, 2024, 2025, & 2026 winners of the Myrtle Beach Herald's Best Residential Real Estate Developer award, and 2024 & 2025 winners of The Horry Independent’s Best Residential Real Estate Developer and Best New Home Builder award. We began and remain in the Grand Strand, and we want you to experience the local pride we build today and every day in Horry and Georgetown Counties. All of the homes in Kingsbury come standard with Ion Gray Smart Thermostats. Painted and trimmed garage featuring a steel-reinforced garage door with LiftMaster™ 3/4 HP chain-drive opener, built-in camera, and MyQ® Wi-Fi connectivity for mobile operation, and floored attic storage space accessed by drop-down stairs. Take comfort in one of our newly constructed homes that has a reputation for quality and value. Whether you are a first-time home buyer or looking for your next home, we are excited to welcome you home in Kingsbury! *Photos, colors, and layouts are for illustration purposes only and can vary from home to home*

35 Bennington Ct, Georgetown

Listing courtesy of Listing Agent: Caleb Coblentz () from Listing Office: The Beverly Group.

422 Loril St., Georgetown
$149,900
2 Beds ⋅ 1 Baths ⋅ 2623374 MLS
Welcome to this charming two-bedroom, one-bathroom home in the heart of Georgetown, situated on a spacious .44 acre lot with no HOA restrictions. As you arrive, you are greeted by a picturesque front porch nestled among mature oak trees, the perfect spot for morning coffee or evening relaxation. The main level features inviting hardwood floors throughout the living and dining areas, creating an ideal space for both daily living and entertaining. The kitchen is both functional and stylish, boasting durable LVP flooring, sleek stainless steel appliances, and warm butcher block countertops, complemented by plenty of cabinet and prep space. Upstairs, you will discover a versatile loft area that easily adapts to your lifestyle, whether you envision it as a flex room, a home office, or a cozy secondary living space. Two comfortable bedrooms share a well-appointed bathroom, also finished with LVP flooring and a convenient shower-tub combo. Beyond the interior, the property features a spacious two-car garage equipped with a dedicated laundry area and a generous workshop space, perfect for hobbies or extra storage. The private backyard offers a peaceful retreat to enjoy the outdoors, and the home's prime location puts you just minutes away from Georgetown's finest dining, shopping, golf, and entertainment. Whether you are looking for a forever home, a vacation getaway, or a savvy investment property, this home is a must-see, schedule your showing today!

422 Loril St., Georgetown

Listing courtesy of Listing Agent: Greg Harrelson Sales Team () from Listing Office: Century 21 The Harrelson Group.

153 Finch Dr. Unit 283, Georgetown
$375,000
2 Beds ⋅ 2 Baths ⋅ 2622921 MLS
Wow! View of the Intercoastal Waterway and Lake Johnstone from inside this fully furnished, two-bedroom townhouse Villa. Custom Golf Cart goes with this sale. HOA provided Spectrum cable to Big Screen TV and Sound System plus Internet and WIFI. Recent new windows, doors, roof and paint. Many upgrades include granite counters in kitchen and baths, solid oak floors, tile and carpet. Washer and dryer included. Cozy gas log fireplace in the great room with full leather sofa's, one being hide-a-bed. Swivel chairs to help you absorb the beautiful scenery, coastal birds and boats cruising by. Belle Isle Yacht Club Marina and Villas are located just south of the City of Georgetown which was voted #1 "Best Coastal Small Town in the USA" in 2018 by USA Today. The area around Belle Isle Yacht Club includes many miles of shoreline that will never be developed, thousands of acres of pine forest and salt marsh that once produced indigo and rice on plantations. Amenities of Belle Isle include a modern Clubhouse, Rice Canal House, two swimming pools, Tennis and Pickleball Courts, the Bistro Restaurant, and a Beach House for members, in Pawleys Island, for enjoying the Atlantic Ocean. Seek the quiet repose of Belle Isle Yacht Club and Marina miles away from the hustle and bustle of the Myrtle Beach traffic. UNIQUE to this community access to an oceanfront BEACH HOUSE on Pawleys Island with gated private parking for residents to enjoy. The Oceanfront Beach house is located at 214 Atlantic Ave, Pawleys Island, SC 29585. Exceptional opportunity to own a WATERFRONT "Exceptional Property tucked away in the SC Low country with Ocean front access"! You can have it all for such a value!! Instructions available on entry, codes and how to view the beach house!

153 Finch Dr. Unit 283, Georgetown

Listing courtesy of Listing Agent: Nicholas Huscroft (Office: 330-249-3499) from Listing Office: Chosen Realty LLC.

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.